Many families went through a time of hardship during the depression.   To start off, one of the main problems was that thirteen to fifteen million workers did not have jobs (Taylor).  By 1932, the unemployment rate passed 20 percent (Taylor).  The unemployment rate went from about 4 percent to at least 24 percent from the beginning of the depression ,in 1929, to the worst in the mid-1930s (McEvaine).  Most of the people who lost their jobs did not have enough money to pay for rent, so they lost their homes. Consequently, millions of people were homeless during the depression (Taylor).  Many homeless families during the Depression, lived in camps called Hoovervilles. (“Great Depression”).  The term “Hooverville” was named after the president at the beginning of the depression, Herbert Hoover.  The camps were named after the president because the people thought that he was not doing what he should to try and stop the depression.  The horrible affects of the depression lasted longer because the government was uninvolved (Thorkelson).  In 1933, a new president came into office, Franklin D. Roosevelt (FDR) (Thorkelson).  Franklin D Roosevelt created jobs and did his best to end the depression.  One of the worst effects of the depression was that there was not enough public aid but, when FDR became president the public started seeing more help from the government. (Thorkelson). To make it even harder on families in the depression, over 30 percent of the banks failed (McEvaine).  As a result, when the banks closed, it wiped out the life savings of the depositors (McEvaine).  Furthermore, during the depression there was one of the worst droughts in history, known as the Dust Bowl (“Great Depression”).  The Dust Bowl wiped out millions of crops and led many people to lose everything.  To conclude, with such low unemployment rates many people in the depression had very hard life and had to suffer through bleak times.